Frequently Asked Questions
What kind of projects can be financed?
Roofing, HVAC replacement, remodels and additions. Financing is most commonly used for roof replacements and air conditioning, because those rarely happen on a planned schedule.
Does applying affect my credit?
Most lenders start with a soft pull to show you what you prequalify for, which does not affect your score. A hard pull happens only when you accept an offer. Confirm it with the specific lender before you apply.
Can I combine financing with an insurance claim?
Yes, and it is common on roofs. Financing can cover the deductible and any upgrades your policy does not pay for, while the claim covers the rest.
When do I need to decide?
You do not have to decide before the estimate. We give you the price first, then walk through the financing options for that amount so you are comparing real numbers.
